World Acceptance Corp. WRLD Stock Quotes and Insider News

Insider Chart Past 6 Months

Technical Chart

Filings by transaction date

Feb 01, 2024 (filed on Feb 02, 2024)

Insider Name:

Umstetter Luke J.

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-400

Price:

$131.41
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

EMPLOYEE STOCK OPTION, RIGHT TO BUY

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

-3,125

Price:

--
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-1,298

Price:

$115.35
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-2,695

Price:

$114.60
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-702

Price:

$113.41
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-700

Price:

$112.07
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-792

Price:

$110.93
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-313

Price:

$110.04
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

3,375

Price:

$86.52
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

EMPLOYEE STOCK OPTION, RIGHT TO BUY

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

-3,375

Price:

--

Filings by filing date

Feb 01, 2024 (filed on Feb 02, 2024)

Insider Name:

Umstetter Luke J.

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-400

Price:

$131.41
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

EMPLOYEE STOCK OPTION, RIGHT TO BUY

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

-3,125

Price:

--
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-1,298

Price:

$115.35
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-2,695

Price:

$114.60
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-702

Price:

$113.41
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-700

Price:

$112.07
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-792

Price:

$110.93
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

S - Open market or private sale

# or value acquired/disposed of:

-313

Price:

$110.04
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

COMMON STOCK, NO PAR VALUE

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

3,375

Price:

$86.52
Dec 01, 2023 (filed on Dec 04, 2023)

Insider Name:

Calmes John L Jr

Ownership Type:

Direct Ownership

Securities:

EMPLOYEE STOCK OPTION, RIGHT TO BUY

Nature of Transaction:

M - Exercise or conversion exempt under rule 16b-3

# or value acquired/disposed of:

-3,375

Price:

--

News

Biz Brief

Sector: Financials	Industry: Consumer Lending

See Regulatory Filings on SEC

Company Contact

Address:	108 Fredrick Street GREENVILLE SC 29607
Tel:	N/A
Website:	https://www.loansbyworld.com
IR:	See website

Key People

Ravin Chad Prashad President, Chief Executive Officer, Director	John L. Calmes Chief Financial and Strategy Officer, Executive Vice President, Treasurer	Daniel Clinton Dyer Executive Vice President, Chief Branch Operations Officer
Luke J. Umstetter Senior Vice President, Chief Compliance Officer, General Counsel, Secretary	A. Lindsay Caulder Senior Vice President - Human Resources	Jason E. Childers Senior Vice President - Information Technology
Scott Mcintyre Senior Vice President - Accounting

Business Overview

World Acceptance Corporation is a small-loan consumer finance company. The Company is engaged in offering short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. It also markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states. The Company operates approximately 1,073 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.

Financial Overview

For the nine months ended 31 December 2023, World Acceptance Corp. revenues decreased 9% to $413.9M. Net income totaled $42.3M vs. loss of $3.4M. Revenues reflect Interest and fee income decrease of 9% to $352.2M, Insurance commissions and other income decrease of 10% to $61.7M. Net Income reflects Provision for credit losses decrease of 40% to $127.7M (expense), Personnel decrease of 8% to $120.1M (expense).

Employees:	3,075 as of Mar 31, 2023

Reporting Currency:	U.S. Dollars
Enterprise value:	$1,368M as of Dec 31, 2023
Annual revenue (TTM):	$575.18M as of Dec 31, 2023
EBITDA (TTM):	$97.05M as of Dec 31, 2023
Net annual income (TTM):	$67.93M as of Dec 31, 2023
Free cash flow (TTM):	$261.92M as of Dec 31, 2023
Net Debt Last Fiscal Year:	$572.23M as of Dec 31, 2023
Shares outstanding:	6,080,276 as of Feb 1, 2024
Index Membership:	S&P 600 Small Cap
TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization